Low Cost Health Insurance: One way to reduce the price for low-cost health insurance is to get insurance with a high deductible, sometimes called "emergency insurance." Using eHealthInsurance, we identified high-deductible plans for a single, non-smoking make in the range of $54.00-$68.00 per month with carriers including HealthNet, Blue Shield, and Aetna. These kinds of plans generally do not pay anything until the high deductible is exceeded, often $4,000-$5,000, which means you'd have to pay the first several thousand dollars out of pocket for doctor visits or medical treatments
According to Consumers Union, HMO plans, which provide less flexibility in terms of which doctors you can visit and often require you to see a primary physician before seeing a specialists are generally lower-priced and have slightly higher overall satisfaction scores than PPO plans. According to their survey, the median monthly premium for HMOs was 33% less than for a PPO plan.
According to a nationwide survey by the Kaiser Family Foundation, the average health insurance cost for a family was $10,880 in 2005, $4,024 for a single worker.

Additional costs:

If you have an HMO plan, there typically are copayments, often $15-$35, for office visits and prescription drugs.
If you have a PPO plan, there typically are higher fees to compensate for the increased flexibility in coverage. There often is a coinsurance payment, a percent of costs than the policyholder must pay, that is larger when an out of network doctor is used. There are also copayments, often $15-$45, for office visits and prescription drugs.

Shopping for health insurance:

You can use an online health insurance company such as ehealthinsiurance to compare multiple carriers.
Your state's Insurance Department may offer a list of registered health insurance companies in your state. CA, FL, MA, NY, TX, WA. National Directory of State Insurance Departments.
The National Committee for Quality Assurance's rankings of health insurance plans is available through US News & World Report.
An introduction to health insurance, including definitions and explanations of different kinds of plans, is available at the California Department of Insurance.